Storm Damage? We Handle the Roof and the Insurance Claim.
24-hour emergency tarping across Northwest Indiana. Our storm restoration team meets your adjuster on-site, documents every impact, and manages the paperwork so you're not chasing your carrier.
Northwest Indiana's Smart Choice for Storm Damage Repair
Hail, straight-line wind, and derecho events don't wait for business hours — and neither do we. Smart Choice Exteriors dispatches emergency tarp crews across Northwest Indiana within hours of a storm, then transitions your project seamlessly into a full insurance claim and permanent restoration.
We're a full-service restoration contractor. That means our estimators are trained to walk your roof with your insurance adjuster, mark every hail impact and wind-lifted shingle, provide matching Xactimate documentation, and negotiate any supplements needed to bring your roof back to pre-storm condition — all at no additional cost to you.
What Makes Our Storm Damage Work Different
24-Hour Emergency Tarping
Water in your house is worse than the original storm damage. Our on-call crews tarp active leaks 24/7 across NWI to prevent secondary damage while your claim is being processed.
We Meet the Adjuster
Your insurance adjuster is graded on efficiency, not thoroughness. We meet them on your roof to make sure every impact is documented and nothing gets missed.
End-to-End Claim Management
Xactimate estimates, supplement negotiation, ACV-to-RCV depreciation recovery, and mortgage-company check endorsement — we handle all of it.
No Surprises at Closeout
Straightforward: you pay your deductible, we invoice your carrier for the balance. No hidden fees, no bait-and-switch supplements, no games.
Storm Damage Repair Project Gallery
From Free Estimate to Final Walkthrough
We climb your roof, document every impact and wind damage, and give you an honest yes/no on whether a claim is worth filing.
Active leaks are tarped the same day so water damage stops immediately, protecting drywall, insulation, and belongings while the claim is processed.
We meet your carrier's adjuster on-site with our documentation to advocate for a full, fair replacement.
Once approved, we schedule tear-off and full replacement, register your warranty, and help you file for recoverable depreciation to close out the claim.
Smart Answers For NWI Homeowners
+How do I know if my roof has hail damage?
Some hail damage is obvious — dented gutters, granules in the downspouts, or missing shingle tabs. Much of it isn't visible from the ground. A free inspection tells you definitively whether a claim is worth filing.
+Will filing a claim raise my premium?
In most cases, storm/hail claims are treated as 'acts of nature' by carriers and don't personally penalize your rate. We can walk you through the specifics before you file.
+How fast can you tarp my roof?
Same day. Our on-call crews cover Northwest Indiana 24/7 during and after major storm events.
+What if my insurance denies the claim?
We routinely handle supplement requests and reinspections when a claim is initially underpaid or denied. If damage is present, we know how to document it properly.
Get Your Storm Damage Quote
Tell us about your project. A local NWI project manager will call you back within one business day.
How We Approach Storm Damage In Your Town
Northwest Indiana isn't one market. Soils, wind exposure, housing stock, and permit rules change from town to town — and so does the way we build.
Hail cores routinely track through southern Lake County — we document every soft-metal hit for your adjuster.
Straight-line wind events peel ridge caps and shingles here most often; we tarp same-day.
Lakefront gusts and heavy snow-load damage are common winter claims we handle end to end.
We meet your adjuster on-site so nothing legitimate gets left off the scope.